Terms of Use

Posting Date: 11/04/2025

By accessing this website or using any services available through it (the “Site”), you agree to these Terms of Use (“Terms”). We reserve the right to modify these Terms or the Site at any time, and all modifications become effective immediately upon posting to this page. Your continued use of the Site or its services following any modification constitutes your acceptance of such changes. You agree to our Privacy Policy, incorporated herein by reference, which governs our collection, use, and protection of your information. This Site is operated from the United States of America, and your use of the Site is governed by United States law. The content and services provided may not be available or appropriate in all jurisdictions. If you access the Site from outside the United States, you accept full responsibility for compliance with applicable local laws. You must be at least 18 years of age to access the Site or services.

ARBITRATION NOTICE: THESE TERMS CONTAIN A MANDATORY ARBITRATION CLAUSE AND CLASS ACTION WAIVER. THESE TERMS ALSO CONTAIN LIMITATIONS ON OUR LIABILITY. CAREFULLY REVIEW ALL PROVISIONS, AS THEY SIGNIFICANTLY AFFECT YOUR REMEDIES IN THE EVENT OF A DISPUTE.

1. Site Content and User Submissions

1.1 Our Content

Through our Site, we publish news content, articles, opinion commentary, reports, and blog entries designed to inform and engage our audience. All content published on the Site is either owned by us or licensed for our use and distribution. We grant you a limited, non-exclusive, revocable license to access and use Site content for personal, non-commercial purposes only. Any commercial use of our content requires our express prior written authorization.

1.2 Your Content

When you contribute content to the Site—whether through comments, submissions, photographs, articles, or other materials intended for publication—you retain ownership of that content but simultaneously grant us a perpetual, worldwide, royalty-free, transferable license to use, reproduce, display, perform, distribute, adapt, modify, and publish such content across the Site and in our marketing materials, promotional campaigns, newsletters, and other communications. This license permits us to make your content publicly accessible and to utilize it for advertising, promotional, and other commercial purposes related to the operation of the Site. You acknowledge and agree that you will receive no compensation or financial benefit from our use of your content, and this license remains effective for the duration of our use of such content.

You represent and warrant that: (i) you possess all necessary rights to any content you submit; (ii) you have full legal authority to grant us the license described herein; and (iii) your content does not violate or infringe any third party’s intellectual property rights, privacy rights, publicity rights, or other legal protections. We retain sole and absolute discretion over whether to accept, publish, modify, or remove any user-submitted content, and we may exercise such discretion at any time without prior notice or explanation to you.

1.3 Content Accuracy and Reliability

We provide all Site content “as is” and “as available” without any representations, warranties, or guarantees of any kind regarding its quality, accuracy, completeness, timeliness, or reliability. You expressly acknowledge that content available on or through the Site may contain errors, omissions, inaccuracies, or outdated information. We expressly disclaim all liability for any losses, damages, or adverse consequences of any kind resulting from your reliance on Site content or services. Your use of all content available on or through the Site is at your sole risk.

2. Your Responsibilities and Restrictions

2.1 Acceptable Use Standards

We intend to maintain a secure, informative platform that welcomes diverse viewpoints and perspectives while protecting the safety and rights of all users. To further this objective, we prohibit certain behaviors and activities that may threaten user safety, violate applicable laws, or damage our reputation and the integrity of the Site.

You expressly agree that when using the Site or services, you may not and will not:

(i) violate any applicable law or regulation;

(ii) infringe upon or violate the intellectual property, privacy, publicity, or other legal rights of any person or entity;

(iii) post, upload, or transmit content that is illegal, defamatory, libelous, abusive, harassing, threatening, harmful, vulgar, pornographic, indecent, profane, obscene, hateful, racially or ethnically offensive, discriminatory, or otherwise objectionable in any manner;

(iv) intentionally disseminate false, misleading, or fraudulent information;

(v) transmit viruses, malware, ransomware, or any other malicious software;

(vi) engage in stalking, harassment, intimidation, bullying, or threats directed at any individual or entity;

(vii) impersonate any person or entity, or misrepresent your identity, affiliation, or association with any person or organization;

(viii) interfere with, disrupt, or impair the Site’s operation or functionality in any manner;

(ix) use automated tools, bots, crawlers, scrapers, spiders, or scripts to access, collect, extract, or harvest data, content, or information from the Site;

(x) attempt to gain unauthorized access to the Site, user accounts, computer systems, or networks connected to the Site through hacking, password mining, or any other means; or

(xi) use the Site for unauthorized commercial solicitation, advertising, spamming, or other marketing purposes without our express prior written consent.

2.2 Third-Party Links and External services

You bear sole and complete responsibility for your use of the Site and for any third-party services, products, or content accessed through links provided on or through the Site. All third-party links, advertisements, services, and products featured on the Site are owned, operated, and controlled by independent third parties over whom we exercise no control whatsoever. We expressly disclaim all liability, responsibility, and warranties of any kind for the content, accuracy, or availability of such third-party links, services, or products.

These third-party links are provided both for your convenience and to generate advertising revenue that supports our ongoing publication efforts and operations. The inclusion of any link on the Site does not constitute our endorsement or recommendation of the linked website, service, or product. You assume all risks associated with accessing third-party links and purchasing their products or services. You hereby expressly waive and release all claims against us arising from or relating to any third-party links, websites, services, products, or content.

The Site may direct you to external websites operated by third parties with whom we have no affiliation or control. We accept no responsibility or liability for any loss, damage, or harm resulting from your use of such external websites. Before using any third-party website, you should carefully review and evaluate its terms of use, privacy policy, and other applicable policies and agreements.

2.3 Access Termination

We reserve the absolute and sole discretion to deny, suspend, or terminate any user’s access to the Site at any time, with or without cause, and with or without prior notice to such user. Any violation of any provision of these Terms results in automatic and immediate termination of your right to access or use the Site and services.

3. Legal Protections and Limitations

3.1 Warranty Disclaimers

YOU ACKNOWLEDGE AND AGREE THAT YOUR ACCESS TO AND USE OF THE SITE AND SERVICES IS ENTIRELY AT YOUR OWN RISK. THE SITE, SERVICES, AND ALL CONTENT, INFORMATION, AND SERVICES INCLUDED ON THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE. WE MAKE NO WARRANTIES, REPRESENTATIONS, OR GUARANTEES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR AVAILABILITY OF SITE CONTENT, USER-GENERATED CONTENT, OR THIRD-PARTY CONTENT ACCESSIBLE THROUGH OR VIA SITE LINKS.

WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR: (I) ANY ERRORS, MISTAKES, OR OMISSIONS IN CONTENT, MATERIALS, OR INFORMATION; (II) PERSONAL INJURY, PROPERTY DAMAGE, OR ANY OTHER HARM OF ANY NATURE WHATSOEVER RESULTING FROM YOUR ACCESS TO OR USE OF THE SITE OR SERVICES; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS OR ANY PERSONAL, FINANCIAL, OR PROPRIETARY INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION, SUSPENSION, OR CESSATION OF TRANSMISSION TO OR FROM THE SITE OR SERVICES; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR OTHER MALWARE THAT MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY; AND (VI) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT, MATERIALS, OR COMMUNICATIONS POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SITE OR SERVICES.

WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME ANY RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED, OFFERED FOR SALE, OR SOLD BY ANY THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY ITEM FEATURED IN ANY BANNER OR OTHER ADVERTISING.

3.2 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF, KNEW OF, OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES), ARISING FROM OR RELATING TO YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SITE OR SERVICES, OR ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OR THROUGH THE SITE.

Certain jurisdictions do not permit or restrict the exclusion or limitation of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, if you reside in such a jurisdiction, some of the foregoing limitations and disclaimers may not apply to you, and you may have additional rights.

3.3 User Indemnification Obligations

You agree to defend, indemnify, and hold us harmless from and against any and all third-party claims, actions, liabilities, demands, losses, damages, and expenses of any kind (including but not limited to reasonable attorneys’ fees and litigation costs) arising from or relating to: (i) your content; (ii) your access to, use of, or misuse of the Site; (iii) your breach or alleged breach of these Terms; or (iv) your violation of any rights of any third party, including but not limited to intellectual property rights, privacy rights, publicity rights, or proprietary rights of any person or entity.

We reserve the right, at our sole discretion and at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to fully cooperate with us in asserting any available defenses and in the conduct of such defense.

4. Intellectual Property and Copyright Protection

4.1 Digital Millennium Copyright Act Compliance

We respect the intellectual property rights of others. We respond promptly and appropriately to valid notices of alleged copyright infringement in compliance with the Digital Millennium Copyright Act (“DMCA”). If you believe in good faith that your copyrighted work has been copied on the Site in a manner that constitutes copyright infringement, you may submit a written notification to us containing the following information as required by the DMCA:

(i) a physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest that is allegedly being infringed;

(ii) identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works are covered by a single notification, a representative list of such works;

(iii) identification of the claimed infringing material, with information reasonably sufficient to enable us to locate the material on the Site (including, where applicable, the URL where the allegedly infringing material appears);

(iv) information reasonably sufficient to permit us to contact you, such as your name, mailing address, telephone number, and, if available, email address;

(v) a statement by you that you have a good faith belief that the disputed use of the copyrighted material is not authorized by the copyright owner, its agent, or by operation of law; and

(vi) a statement by you, made under penalty of perjury, that the information in your notification is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive copyright right that is allegedly being infringed.

4.2 Response to DMCA Notices

Upon receipt of a valid and complete notification that complies with all requirements set forth above and in the DMCA, we will respond within thirty (30) days of receipt, or sooner when feasible and appropriate under the circumstances. We value and respect intellectual property rights and will work cooperatively and in good faith with copyright owners to investigate and resolve valid concerns regarding alleged infringement. Please direct all copyright infringement and DCMA notifications to the contact information provided on our Contact page.

5. Dispute Resolution

5.1 Governing Law and Binding Arbitration

These Terms shall be governed by and construed in accordance with the internal laws of the State of Delaware, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of the laws of any other jurisdiction.

Any dispute, controversy, claim, or disagreement arising from or relating to these Terms or the Site, or the interpretation, performance, or breach of them, including but not limited to alleged violations of state or federal statutory or common law rights or duties (collectively, “Disputes”), shall be resolved exclusively through binding individual arbitration as described in this section.

Before initiating any arbitration proceeding, the parties agree to first attempt to resolve any Dispute informally through good faith negotiations. If the parties are unable to resolve the Dispute through informal negotiations, either party may commence binding arbitration.

All arbitrations shall be initiated and conducted under JAMS pursuant to its Comprehensive Arbitration Rules and Procedures, including the Optional Appeal Procedure provided for in such rules, in effect at the time the arbitration is initiated. The arbitration shall take place in the state where the defending party maintains their principal residence or principal place of business, unless the parties agree otherwise. A single neutral arbitrator shall be selected in accordance with the JAMS Rules and shall preside over the arbitration. The arbitrator’s decision and award shall be governed by these Terms and applicable law.

5.2 Class Action Waiver and Individual Arbitration Requirement

YOU AND WE AGREE THAT ANY AND ALL DISPUTES MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, MULTIPLE PLAINTIFF, OR SIMILAR PROCEEDING (“CLASS ACTION”). THE PARTIES EXPRESSLY WAIVE ANY ABILITY TO MAINTAIN ANY CLASS ACTION IN ANY FORUM RELATED TO THESE DISPUTES. DISPUTES MAY ONLY BE ARBITRATED ON AN INDIVIDUAL BASIS. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS, MAY NOT PRESIDE OVER ANY FORM OF CLASS ACTION, REPRESENTATIVE ACTION, OR COLLECTIVE ARBITRATION, AND MAY NOT JOIN OR CONSOLIDATE CLAIMS OF DIFFERENT PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED.

BY ENTERING INTO AND AGREEING TO BE BOUND BY THESE TERMS, YOU EXPRESSLY AND IRREVOCABLY WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR ANY OTHER REPRESENTATIVE OR COLLECTIVE PROCEEDING WHEREIN THIS COMPANY IS A PARTICIPANT. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THESE TERMS MUST BE ASSERTED INDIVIDUALLY AND ON AN INDIVIDUAL BASIS ONLY.

The arbitrator shall not have the power or authority to award punitive, exemplary, or consequential damages against any party.

6. General Provisions

6.1 Severability and Waiver

Our failure or delay in exercising or enforcing any right or provision of these Terms shall not constitute, and shall not be construed as, a waiver of such right or provision or our right to enforce it in the future. No waiver of any term or provision of these Terms shall be deemed a further or continuing waiver of such term or provision or a waiver of any other term or provision, and any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any court of competent jurisdiction determines that any provision of these Terms is invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in such a provision to the maximum extent possible, and the other provisions of these Terms shall remain in full force and effect.

6.2 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or additional terms published by us on the Site, constitute the complete agreement and understanding between you and us concerning the Site and services, and these Terms supersede and replace any and all prior agreements and understandings.

If any provision of these Terms is deemed unenforceable, invalid, or illegal under applicable law, then such provision shall be replaced by an enforceable, valid, and legal provision that most closely approximates the intent and effect of the original provision, and the remainder of these Terms shall remain in full force and effect.

6.3 Electronic Communication Consent

By accessing the Site or communicating with us via email, you acknowledge and agree that you are communicating with us electronically. You hereby consent to receive electronic communications from us, which may include but are not limited to emails, text messages, and notices posted to the Site. While we may elect to communicate with you via postal mail or other physical means, we reserve the right to communicate with you exclusively through electronic means for all purposes related to your use of the Site and these Terms.

You acknowledge and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be provided to you in writing. You further agree that any electronic communication from us shall be deemed received by you when sent to the contact information you have provided to us or when posted to the Site, regardless of whether you actually receive or access such communication.