Privacy Policy

Last Updated: 11/04/2025

This Privacy Policy describes how we collect, use, share, disclose, and sell Personal Information in connection with our Website and services. This policy does not apply to our employees or business associates. Please read this policy carefully to understand our treatment of your Personal Information and how you can exercise your rights.

1. INFORMATION YOU PROVIDE TO US.

We collect information that personally identifies, relates to, describes, or is capable of being associated with you (collectively “Personal Information”) when you visit our Website, register for services, participate in surveys or promotions, or contact us.

We may collect the following categories of Personal Information you provide to us:

• Identifiers – Your name, residential address, email address, telephone number, mobile number, and other identity information used to identify an individual.
• Protected characteristics – Information such as your age, date of birth, and other characteristics protected under applicable state and federal laws.
• Sensitive Personal Information – Your telephone number, physical address, credit card information, or banking information.
• Commercial information – Records of products or services purchased from us or third-parties, profile information about your interests, feedback, communication preferences, customer service history, and information related to your purchasing tendencies toward products, services, and articles.
• Professional information – When verifying your identity, we may collect the business or organization you represent, your title, and information about your role.
• Demographic information – Information such as your age, date of birth, and other demographic data.

Children’s Information: We never knowingly collect Personal Information from anyone under age 16. If we accidentally collect such information, we delete it immediately upon notice.

2. INFORMATION WE COLLECT AUTOMATICALLY.

When you access or use our Website or interact with our emails, we automatically collect the following categories of Personal Information:

• Internet and network activity – Your IP address, log files, analytics data, device identifiers, browser type, ISP, referring and exit pages, operating system, date and time stamps, clickstream data, browsing history, search history, and interactions with websites, applications, or advertisements.
• Geolocation information – General geographic location derived from your IP address, or precise geolocation if you provide your physical address in response to a prompt.
• Device information – Identifiers from the computer, mobile device, or tablet you use to access the Website, including browser type, device type, operating system, and the domain name from which you accessed the Website.
• Usage information – Data about your use of our email promotions, including dates and times you opened emails, whether you visited websites featured in advertisements, pages or apps you access after leaving our services, time spent viewing or using the Website, frequency of return visits, click-stream or usage data, and whether you open, forward, or click through emails or display ads to the Website.
• Audio and electronic information – Where permitted by law, recordings of phone calls between you and us or our customer service providers. We may also implement technology on our Website that tracks and captures your browsing behavior and use of services.

For legal compliance purposes, we may record your complete interaction with our Website, including information entered into registration forms and boxes checked for legal agreements. This recording may be preserved for up to 5 years from the date of recording and may be accessed by us or our service providers as legal proof that you registered on our Website and agreed to our terms (by checking the required boxes).

3. COOKIES AND TRACKING TECHNOLOGIES.

Cookies are small text files that a website requests for your browser to store on your device, enabling them to remember details about you such as language preferences or login credentials. Our Website uses both first-party cookies (which we set directly) and third-party cookies (originating from domains other than our Website) to support our advertising and marketing activities.

When you visit our Website, we and third parties place cookies on your browser to gather information about you, your preferences, or your device. This information is primarily used to ensure the site functions as you expect and to deliver a personalized experience. You have the option to restrict certain types of cookies, though doing so may affect your experience of the site and limit the services we can provide. You cannot opt out of Strictly Necessary Cookies as they are required for proper Website operation (such as displaying the cookie banner, retaining your settings, logging you into your account, and redirecting you when you log out).

We use cookies and other tracking technologies for the following purposes:

Strictly Necessary Cookies – These cookies are essential for proper Website operation and cannot be disabled in our systems. They are usually only activated when you perform actions requesting our services, such as adjusting privacy settings, logging in, or completing forms. You can configure your browser to block or alert you about these cookies, but some parts of the Website will not function. These cookies do not store any personally identifiable information.

Performance Cookies – These cookies enable us to track visitor numbers and traffic origins, allowing us to evaluate and enhance our Website performance. They help us identify which pages are most and least popular and understand how visitors navigate the Website. All information collected through these cookies is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor our performance.

Functional Cookies – These cookies enable the Website to deliver enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have integrated into our pages. If you do not allow these cookies, some or all of these services may not function properly.

Targeting Cookies – These cookies are placed on our Website by our advertising partners. They may be used by those companies to develop a profile of your interests and display relevant advertisements on our Website and other websites. They may or may not store Personal Information. Often, they are based on unique identifiers assigned to your browser and device. If you do not allow these cookies, you will experience less targeted advertising.

Social Media Cookies – These cookies are set by various social media services we have integrated into the site to enable you to share our content with your friends and networks. They are capable of tracking your browser across other sites and developing a profile of your interests, which may impact the content and messages you see on other websites you visit. If you do not allow these cookies, you may be unable to use or see these sharing tools.

Google Analytics Cookies – We utilize various Google advertising services that link Website activity to their advertising network through cookies tracking patterns in your browsing history. We participate in multiple Google Analytics Advertising features, including: (1) Remarketing with Google Analytics; (2) Google Display Network Impression Reporting; (3) Google-controlled Campaign Manager integration; and (4) Google Analytics Demographics and Interest Reporting. Google tracks activity through Google Analytics, AdWords, and DoubleClick cookies to analyze site usage, generate activity reports, and share insights with other Google services. You can opt out of this tracking and data collection at https://support.google.com/ads/answer/2662922?hl=en or by installing Google’s Browser Add-on at https://tools.google.com/dlpage/gaoptout/

Web Beacons and Pixel Tags – We deploy web beacons (sometimes referred to as pixel tags) to gather data about your Website activity, assess how effective our advertisements are, and monitor advertising distribution. Web beacons collect limited information including cookie numbers, time and date of page views, and page descriptions. We may use web beacons in email messages to determine if you opened or acted upon them. Because web beacons function as content requests, you cannot opt out or refuse them, but they can be rendered ineffective by opting out of cookies or adjusting cookie settings in your browser.

California residents should note we do not respond to “do not track” signals or cookies.

4. INFORMATION FROM EXTERNAL SOURCES.

We acquire Personal Information from external sources, including:

Service providers – Third-party providers who support our marketing services, including those that verify your identity, confirm the accuracy of information you submitted, and determine which of our clients we provide your information to in order to deliver the products and services you are seeking through your registration.

Commercial and government sources – Data aggregators, data brokers, public databases, and companies that license or sell data to us. This information may include your name, general geographic information, IP address, and publicly-observed data.

Analytics and tracking services – Third-party analytics and tracking tools (such as Google Analytics) for display marketing to better understand our audience, how they use the Website, and how to improve the effectiveness of the Website and its content, as well as our marketing. These technologies may use cookies, web beacons, pixel tags, log files, Flash cookies, HTML5 cookies, or other technologies to receive, collect, and store information about you. They may also combine information collected from your interaction with the Website with information collected from other sources. We do not have access to or control over these third-parties’ use of cookies or other tracking technologies.

Third-party websites and services – If you access our Website through a third-party website, email, or service (such as a social media account), we may automatically receive certain information about you based on your registration and privacy settings on those third-party platforms. This may include, but is not limited to, your name, username, demographic information, updated address or contact information, location, interests, and online activity.

Social media integration – You may choose to associate your social media account (Facebook, X, or Google) with our Website. By associating your accounts, you may authorize these third parties to send us certain information from your social media profile, which may include Personal Information. What information they send depends on your privacy settings with those third parties and their privacy policies. Once accounts are associated, they may send us additional information from your profile over time. We use information they share with us in accordance with this Privacy Policy.

Combining information – We may combine the Personal Information we receive from you, third parties, and information we automatically collect through the Website and services, as well as information collected from other online or offline sources, including third-party sources. This aggregation of data from multiple sources enables us to deliver our services to you and identify other products and services that may interest you.

Inferences and profiles – Using the information we collect and combine, we develop inferences about your interests and preferences through analysis of your behavioral trends. This analytical process may include creating a profile that predicts your preferences and behaviors to personalize your experience and our marketing efforts.

5. HOW WE USE YOUR INFORMATION.

The Personal Information we collect from and about you serves the following business purposes:

(a) Service provision – To deliver our website and services to you and our clients, as well as analyzing and enhancing our Website, services, and systems, or developing new products, services, or marketing initiatives.

(b) Fulfilling your requests – To obtain and transmit the information, products, or services you have requested or that may interest you from third parties, which includes transmitting your data to our clients so they can communicate directly with you about their products and services. As such, we engage with our clients to facilitate delivery of the services and products you requested when you registered or during customer service interactions, as authorized by you.

(c) Contractual obligations – To fulfill our obligations and enforce our rights under any contracts involving you, us, our clients, service providers, or third parties related to services or products you or they requested.

(d) Marketing and advertising – To deliver customized content, targeted offers, and advertising to you through the Website, other websites, mobile applications, social media, online services, direct mail, email, and telemarketing about offers, contests, events, news, programs, and other services and products (related and unrelated) that may interest you.

(e) Analytics and research – To determine the effectiveness of our marketing programs, including the use of your data in aggregated non-specific format for analytical and demographic purposes, to pursue legitimate interests including direct marketing, research and development, marketing research, network and information security, and fraud prevention, and to measure interest and engagement in the services.

(f) Product development – To develop new websites, products, and services or enhance our Website and marketing efforts as well as ensure internal quality control and safety.

(g) Compliance and security – To verify individual identity when necessary, conduct audits, prevent prohibited or illegal services or security breaches, communicate with you about activities regarding the services and changes to our agreements, prosecute potentially prohibited or illegal activities, and comply with our legal and contractual obligations.

(h) Interest-based advertising – Third parties measure, deliver, and target advertisements on our behalf, tailored to your online interests, and improve our marketing efforts. To facilitate these activities, we allow third parties to use cookies, web beacons, pixel tags, and similar technologies to collect data and information about your online activity. Interest-based ads may also display through social media platforms or websites. These tools allow us to personalize ads based on your activity and behavior while keeping your Personal Information separate from social media platforms.

6. HOW WE SHARE AND SELL YOUR INFORMATION.

(a) General Sharing and Sales.

We may lease, license, share, disclose, or sell all categories of information about you, including your name and email address, to our affiliates, service providers, vendors, advertisers, and other third parties for their marketing purposes. You may receive unsolicited email messages about third-party products and services as a result.

(b) Categories of Recipients.

Your information is disclosed, shared, or sold to the following categories of recipients:

Product and service providers – Third-party affiliated entities, service providers, and data aggregators, who provide you with products and services you have requested through your registration on our Website and services.

Operational support providers – Third-party Service Providers we employ to perform technical or analytical functions on our behalf, such as hosting our Website, analyzing data, delivering marketing assistance, and providing customer service.

Corporate affiliates – Our parent company and its subsidiaries for business and operational purposes.

Marketing and advertising partners – Third parties who provide display and email services or other vendors who provide cookies, pixel tags, web beacons, clear GIFs, or other similar technologies that we and third parties use to manage and improve our advertising campaigns.

Analytics partners – Service Providers and third-party vendors and clients who receive aggregated anonymous information about you for their analysis, promotion, and marketing, including demographic and behavioral data.

Interest-based advertising networks – Third parties who measure and target advertisements on our behalf tailored to your online interests. We allow these third parties to use cookies, web beacons, pixel tags, and similar technologies to collect data about your online activity. For information on opting out of interest-based advertising, visit www.networkadvertising.org.

(c) Legal and Corporate Disclosures.

Your information may be disclosed under these circumstances:

For legal requirements – If legally required to do so, or at our discretion, pursuant to governmental entity requests, or if we believe in good faith such action is necessary to: (i) conform to legal requirements or comply with legal process; (ii) protect our rights, property, or affiliated companies; (iii) prevent a crime or protect national security; or (iv) protect the personal safety of users or the public.

For rights enforcement – To enforce or apply our terms of service or other agreements, including for billing and collection purposes, with clients, third-party service providers and other third parties or contractors who provide you with products or services you have requested, or to protect the security of our Website, servers, network systems, and databases and enforce our contractual rights with these parties.

For business transfers – To a third party who acquires any or all of our business through merger, consolidation, or purchase of all or a substantial portion of our assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we, our liquidator, administrator, receiver, or administrative receiver may sell, license, or otherwise dispose of such information in a transaction approved by the court.

7. THIRD-PARTY PRACTICES.

(a) Advertiser Technologies.

Advertising agencies, advertising networks, and other companies who place ads on our Website may use their own technology to collect information about you. We do not control the use of such technology and have no responsibility for its use to gather information about you, nor do we control how such information is used or shared. Please read their privacy policies and practices.

(b) External Links.

For your convenience, our Website and email messages may include hypertext links to third-party websites. We are not responsible for the privacy practices or content of such other websites. We do not operate or control any information, software, products, or services available on these third-party sites. The inclusion of a link on our Website does not constitute any endorsement of the related services, products, or website, or its sponsoring organization.

(c) Analytics Providers.

As described above, we use Service Providers to monitor, analyze, and report on traffic to, from, and within our Website and email messages.

(d) Third-Party Privacy Policies.

Third parties receiving your information through disclosure, sharing, or sale may maintain their own privacy policies governing how they use and disclose your information and what choices you have. We encourage reviewing those third-party websites.

8. YOUR PRIVACY RIGHTS AND CHOICES.

(a) Managing Cookies and Tracking.

We, third parties, and service providers place cookies and tracking technology on parts of our Website. You may decline or adjust these technologies through your device or Internet browser settings to limit tracking or decline cookies. Note that doing so may prevent you from using certain Website features or taking full advantage of our offerings. Refer to your device settings or Internet browser’s “Help” section for information on deleting and disabling cookies or controlling tracking preferences. Our Website may not recognize “do not track” requests or headers from some or all browsers.

(b) Interest-Based Advertising Controls.

You have choices for receiving more relevant advertising on the Website or across other websites and online services. To learn more about these choices, please see relevant articles at: https://www.aboutads.info/choices/, https://www.networkadvertising.org/choices/, or for mobile devices: https://www.aboutads.info/appchoices. To prevent your data from being used by Google Analytics, use Google’s opt-out browser add-on available at https://tools.google.com/dlpage/gaoptout/. Your browser or mobile device may also allow you to adjust privacy and advertising settings to control advertising. Even if you opt out, you may still receive advertising from us that is not customized based on your service or usage information, or advertising from other third parties.

(c) Global Privacy Control.

You may use an Opt-Out Preference Signal, such as Global Privacy Control (GPC), to opt out of the sale or sharing of your Personal Information. However, this technology and our use of it is not fully developed by the market. Our database containing your information may not be linked to your browser identification and because your opt-out request will be linked to your browser identifier only and not to any account or database information (as the connection between your browser and our database is not known to us), we may not be able to fulfill this request. If you would like us to make the connection between your browser and your account within our database or wish to opt out of the sale of your Personal Information, please contact us through our contact page.

(d) Email Communications.

We provide our customers and individuals referred by our customers with the opportunity to opt out of having their information used for purposes not directly related to placement, processing, fulfillment, or delivery of a product or service. You may click the opt-out link in each email. If you receive marketing communications from one or more of our affiliates or subsidiaries, you must opt out individually from each brand from which you are receiving brand-specific marketing communications.

(e) California Resident Rights.

California “Shine the Light” Disclosure – The California “Shine the Light” law gives California residents the right, under certain circumstances, to request information from us regarding how we disclose certain categories of Personal Information (as defined in the Shine the Light law) to third parties for their direct marketing purposes. To opt out of this type of disclosure, please send your request through the address or email set forth on our contact page.

CCPA Compliance – This Privacy Notice for California Residents supplements information contained in our primary Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and as amended by the California Privacy Rights Act (CPRA). Any terms defined in the CCPA and CPRA have the same meaning when used in this Notice. The CCPA and CPRA are collectively referred to as the “CCPA” for purposes of this Notice.

Additional California Disclosures – In the last 24 months, we sold, shared (for cross-context behavioral or targeted advertising purposes), or disclosed the following categories of Personal Information:

• To Business Clients and Marketing Companies: Identifiers, Commercial information, Internet or other electronic network activity information, Geolocation data.
• To Online Advertising Networks, Social Networks, and Analytics Providers: Identifiers, Commercial information, Internet or other electronic network activity information, Geolocation data.

We also disclose Personal Information to third parties at your direction or upon your request, in connection with a service or product you have requested or received, for our corporate business transactions, or to comply with legal or contractual obligations, as described in this Privacy Policy. In the last 24 months, we may have disclosed each category of Personal Information for these purposes.

Sensitive Personal Information – We collect, share, and sell your residential address in order to provide services. Except for your address, we do not collect, share, or sell any other Sensitive Personal Information. We have collected general geolocation for targeted advertising and marketing, or for cross-context behavioral or targeted advertising.

De-identified Information – We may receive or process Personal Information to create de-identified data that can no longer reasonably be used to infer information about or be linked to a particular individual or household. Where we maintain de-identified data, we maintain and use the data in de-identified form and do not attempt to reidentify the data except as required or permitted by law.

Your California Privacy Rights – If you are a California resident, and subject to certain legal limitations and exceptions, you may be able to exercise some or all of the following rights:

RIGHT TO KNOW – The right to confirm whether we are processing Personal Information about you and to obtain certain personalized details about the Personal Information we collected about you, including: the categories of Personal Information collected; the categories of sources of the Personal Information; the purposes for which we collected the Personal Information; the categories of Personal Information disclosed to third parties and the categories of recipients to whom we disclosed the Personal Information; the categories of Personal Information shared for cross-context behavioral or targeted advertising purposes and the categories of recipients to whom we disclosed the Personal Information for those purposes; and the categories of Personal Information sold and the categories of third parties to whom we sold the Personal Information.

RIGHT TO CORRECT – The right to correct inaccuracies in your Personal Information, taking into account the nature of the Personal Information and the purposes of processing the Personal Information.

RIGHT TO DELETE – The right to have us delete the Personal Information we maintain about you, subject to statutory exemptions.

RIGHT TO CONTROL SENSITIVE PERSONAL INFORMATION – The right to exercise control over our collection and processing of Sensitive Personal Information.

RIGHT TO OPT OUT OF SALE OR SHARING – The right to direct us not to “sell” your Personal Information to third parties for monetary or other valuable consideration. You also have the right to direct us not to use your Personal Information for automated decision-making or profiling for certain purposes. The exception to this Right is our ability to disclose, share, and sell your Personal Information to the third parties who provide to you the services and products you requested at registration.

RIGHT TO PORTABILITY – The right to obtain a copy of your Personal Information in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.

RIGHT AGAINST DISCRIMINATION OR RETALIATION – You have the right to not receive retaliatory or discriminatory treatment in connection with a request to exercise the above rights.

Exercising Your Rights – Submit your request to exercise one of the privacy rights identified above through the contact information on our contact page.

Verification and Response Timing – Before processing your request, we will need to verify your identity and confirm you are a California resident. To verify your identity, we will generally either require successful authentication of your email, or matching of sufficient information you provide us to the information we maintain about you in our system. As a result, we require requests to include first and last name, phone number, email, street address, city, state, and zip code. We may at times need to request additional Personal Information from you, taking into consideration our relationship with you and the sensitivity of your request. We will process requests to opt out of sales within 10 business days, subject to any applicable exceptions and extensions permitted by law. We will process all other privacy requests within 45 days, subject to any applicable exceptions and extensions permitted by law. In certain circumstances, we may decline a privacy rights request, particularly where you are not a California resident, or where we are unable to verify your identity, or our retention of your information is compelled by law.

Authorized Agent Requests – In certain circumstances, you are permitted to use an authorized agent to submit requests on your behalf through the designated methods set forth above where we can verify the authorized agent’s authority to act on your behalf. To verify the authorized agent’s authority, we require evidence of either: (i) a valid power of attorney; or (ii) a signed letter containing your name and contact information, the name and contact information of the authorized agent, and a statement of authorization for the request. Depending on the evidence provided and your state of residency, we may still need to separately reach out to you or the California Resident to confirm the authorized agent has permission to act on your behalf and to verify your identity in connection with the request.

9. DATA SECURITY.

Your information and data are protected from disclosure to unauthorized third parties through reasonable industry-accepted technology and controls, including firewalls, secured facilities, and logged and limited access. While these measures are largely effective at preventing disclosure, we cannot guarantee that unauthorized persons will never access information you provide to us. No Internet transmission method or electronic storage method is completely secure. You assume the risk of any data transmission to us or through our Website.

10. DATA RETENTION.

Personal Information is retained only for the duration reasonably necessary to accomplish the purposes described in this Privacy Policy, to satisfy legal, accounting, or reporting requirements, or as otherwise required or permitted by law.

For commercial marketing purposes, we will retain your Personal Information until you request we cease further efforts to provide you with such offers or in the event you request deletion of your Personal Information. To determine the appropriate retention period for Personal Information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we obtained the information and whether we can achieve those purposes through other means, and our legal, regulatory, tax, accounting, and other applicable obligations.

As such, we retain Personal Information for as long as you continue to use our Website and services for the purposes explained in this Privacy Policy. When you discontinue use of our Website or services, we will retain your Personal Information for as long as necessary to comply with our legal obligations, resolve disputes and defend claims, and fulfill any additional purposes based on the choices you have made, such as receiving marketing communications. Personal Information you provide, including complaints and claims, is retained throughout the duration of your service agreement with us until statutory limitation periods have expired and as necessary for establishing, exercising, or defending legal claims.

Once retention of the Personal Information is no longer necessary for the purposes outlined above, we will either delete or de-identify the Personal Information or, if this is not possible (for example, because Personal Information has been stored in backup archives), then we will securely store the Personal Information and isolate it from further processing until deletion or de-identification becomes possible.

11. CHANGES TO THIS PRIVACY POLICY.

We have the right to make material changes to this Privacy Policy. We will post such changes through a prominent notice on the Website with no further notice to you. Please review this policy often so that you will remain up to date on what information we gather, how we might use that information, and with whom we disclose, share, and sell it.